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Home Inspections

Mar 5

Foundation Repairs–Should You Flee or Stay?

by Mary Teresa Fowler
House Foundation Repairs

When a home inspector lists 'foundation repairs' in the inspection report, those two words shock home buyers. Yet knowing that your potential new home has foundation problems puts you one step ahead in the game. At least, home inspections alert buyers to major (or minor) concerns about a home's condition.

Professional Help

Buyers need professional advice before they buy a home in need of foundation repairs or a house with a repaired foundation. In both cases, a buyer has reason for concern. Before home buyers commit, they have a choice whether or not to purchase the home. They can weigh their options and explore the solutions.

Second Home Inspection

For peace of mind and a sense of security, buyers could consider getting two home inspections completed before closing. Sometimes, a second home inspection is required as part of the official process of buying a home. A second inspection carries an extra cost but it will give the home buyer another professional opinion. Home inspection is not regulated in all U.S. states. Especially in these unregulated regions, a second home inspection is a smart decision.

Inspections help avoid unpleasant surprises

Repaired Foundation

A home inspection in a previously owned home could reveal foundation repairs. Buyers should not feel at ease with that report. Finding foundation repairs means that a repair has been done to correct earlier damage.

Early failing of a foundation is not a good sign and could be an indication of future damage. As well, surface water and plant life cause foundation damage. While these conditions remain, the foundation is in danger.

Home foundation repair information

Foundation Repairs

When a home inspection reveals a need for foundation repairs, buyers cannot ignore these findings. The problem cannot be delayed and a repair completed somewhere down the line. Foundation repairs are expensive but a St. Louis engineering firm warns buyers not to ask sellers about fixing foundation repairs. The engineers advise that many sellers will choose the cheapest repair option. With a foundation settlement concern, that move could be catastrophic for a new home owner.

Foundation Problems

Complete Fix

Buyers can choose to buy a home with foundation repairs or in need of foundation repairs but they must be prepared for a substantial repair bill. Earlier problems could resurface and current problems must be addressed without delay. Engineers explain that partial piering is not a smart solution. The rest of the piers will have to be replaced at a later date. Choose a reputable company because inadequate piers will cause problems in the future.

Winter Inspections

The Challenge

Sharon Marinaccio, of LeConte Realty in Hasbrouck Heights, N.J., raises the issue of home inspections in a wintry climate.

"Home inspections can be more difficult if snow covers decks and the home's foundation. And buyers won't be able to have the air conditioning tested or the pool inspected," says Sharon Marinaccio ~ realtor

The Solution

If a complete home inspection becomes an issue because of extreme winter weather, the buyer does not have to be left out in the cold. Marinaccio explains the solution.

"Agents recommend that buyers ask the seller to put aside money in escrow or supply a home warranty in case repairs are needed later." ~ Sharon Marinaccio

Winter needn't freeze out home sales

Would You Buy A Home In Need Of Foundation Repairs?

Image courtesy of foundationrepairdallas.biz

Feb 22

Buying a Home – Basic Steps

by Mary Teresa Fowler
Buying a Home - Basic Steps

Buying a home is a big decision and step-by-step process. Real estate agents can handle the details and see if a purchase suits your needs. Yet ultimately, this house will be your home so you should prepare yourself for the process. Be ready to invest the necessary money, time, and effort. The investment is well-worth taking the time to follow a few careful and considered steps.


Buying a home should not be one of those 'spur of the moment' times in life. These spontaneous times have their place but not when it comes to purchasing a home. A huge commitment requires careful consideration of various issues.

Do you have your finances in order? Can you access the necessary funds for the entire process – down payment, purchase, closing? Can you handle the commitment beyond the closing including maintenance and mortgage payments? The decision to buy a home has to be right for you.

Of course, home ownership has advantages but the buyer has to be able to handle all aspects of the commitment. Home ownership has benefits including building home equity and receiving tax benefits. If buying a home suits you at this time in your life, it has an advantage over renting in that the monthly payment goes towards your mortgage.

Real Estate Agent

A reputable real estate agent will be one of your most valuable resources throughout this process. Choose carefully from excellent sources. Try to find an agent that you feel comfortable working with through these important steps. Actually, finding a real estate agent whom you feel at ease with should not be too much of a problem. Reputable agents will treat you with the utmost professionalism and have your interests as their priority.

They have a valuable and varied role to play in this purchase. Agents will let you know about the market, discover your preferences, and find a property to match your needs. They are familiar with the neighborhoods and prices and have a whole list of professionals they can draw on for any reason. Real estate agents should have expert negotiating skills and be diligent about checking documents and dealing with any issues in a timely manner.


Buyers must be able to get the necessary financing. In order to receive funding, you have to find a lender, submit an application, and get pre-approval. There are various financial steps to go through before you own your dream home. Figuring out manageable payments and loan options, forwarding an accepted purchase offer contract to your banker, appraisal, title commitment, and money for closing – all are examples of financial-related steps in buying a home.

Pre-approval should be square one for home-buyers


Obviously, you need to have a fixed idea about your preferred neighborhood. You do not need to know from the start about the exact street for your perfect home. Yet you do need to know your general preferences for the area such as near schools or public transporation.

Home Inspection

A home inspection done by a professional who will look for hidden problems in a house is an invaluable service for homeowners. The living room might look fashionable but it will lose its appeal quickly if you move in and discover a faulty foundation. Every step in the home buying process exists for a reason. Don't try to rush, bypass, or ignore any significant details in this monumental purchase – your new home.

Do You Have Any Tips To Offer About Buying A Home?

Image courtesy of realestatecare.co.uk

Jan 8

Rounding Up the Best Real Estate Advice

by Mary Teresa Fowler
Real Estate Advice for 2011

The beginning of the New Year revolves around the 'annual' resolutions – at least according to the media. Whether people choose to follow a set plan or just play it by air, you can bet that they will be bombarded by all kinds of advice - on television, in print, and at online sites. The professional (or other) advice will cover every topic from routine to resorts to real estate.

You have to separate the great advice from the inaccurate, silly, or even foolhardy suggestions. Real estate is one area where it pays to resolve to learn more during the coming year. Even if you are not buying or selling now, chances are that you will at some point. As well, renters need to know the score. It pays to get a feel for the topic and arm yourself with knowledge.

As you delve through the mounds of real estate advice, you can find 'real' golden nuggets of information from reputable sources. Often the best pieces of advice are simple suggestions that make the most sense. Yet often, consumers overlook the simple solution because they perceive real estate as a complicated matter. Truthfully, real estate is a complex issue, but knowing the basics makes it less of a challenge.

Rounding Up the Best Real Estate Advice

"Get your home into selling shape." ~ Ilyce Glink, Real Estate Matters, Chicago Tribune

Ilyce Glink, author of Real Estate Matters, emphasizes preparing to sell your home. Part of her wise advice – get rid of items - unless you need or use them. Interior and exterior cleaning, repairs, and touch-ups are also suggestions as well as the possibility of hiring a stager.


"Make a sensible valuation." ~ Tanya Ashreena, Financial Times

This sensible statement was written for London readers but it is relevant on a global level. Sellers have to be certain that their asking prices reflect the present market – not yesterday's value or tomorrow's prediction. The Financial Times focuses on the reality of what will happen if you ignore this piece of advice. Failure to do so will lower your chances of selling a home.

"Always get a home inspection." ~ US News

Now this bit of advice might seem boring if you've just found the perfect house – or so you think at the time. Potential buyers need to complete a 'checklist' before they decide on that dream home. The state of the foundation and the electrical system as well as water damage – all these matters (and more) have to be explored before you buy a home. Keep in mind that potential buyers can keep an eye out for types of damage and disrepair but they still need the professional help of a home inspector.


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Image courtesy of occarealty.com

Nov 5

Checking Out Home Inspections

by Mary Teresa Fowler
Home Inspections

Home buyers need to check out their potential homes and that involves more than sizing up the living room colors. They must get down to the basics. In fact, home buyers should check out the foundation and every structural issue between that point and the roof. Enter the home inspector!

Home Inspections

A home inspector can check the home's structure as well as the plumbing, electrical, heating, and air conditioning systems. They will check for fire and safety issues, major problems, and general maintenance concerns. If a home inspector has the specific qualifications, inspections can include everything from water quality to mould, as well as septic and private well inspections, and even checks for WDI (wood destroying insects). Not all home inspectors are experts on every issue, however, such as septic inspections, radon testing, and other specialty areas.

Of course, home inspectors cannot guarantee that they will discover every defect or predict every future issue. Yet a qualified home inspector will conduct an extensive investigation into the current condition of the home. Armed with this information, the home buyer can make an informed decision about a pending purchase.

Home Inspectors

There is a distinction between a home inspector and a home appraiser. Appraising a property involves determining the value of a property. Home inspections focus on the condition of a home's structure.

Home inspection is not a 'pass and fail' system. The process points out the present condition of the home. It falls to the home buyer to decide if they are willing to update the heating system or compile a list of requests for a home seller to complete before closing. Sometimes a second home inspection is required to see if the home meets the agreed upon condition before closing. Generally within the United States and Canada, home inspections are required before a home purchase contract is considered a valid agreement.

Licensed Home Inspectors

Home inspections can give peace of mind and a sense of security to home buyers. Overall, home inspection companies are run by qualified inspectors with a strong commitment to customer service. Yet there is one disturbing fact about U.S. home inspections. Not all states require home inspectors to hold a license.

More than 30 U.S. states, however, regulate home inspectors in some form or another. Meanwhile, home owners in the other states might get an experienced and conscientious home inspector or an inexperienced and unqualified individual. These home owners do not enjoy the benefits and security of having access to a regulated industry. Keep in mind that one's safety, security, comfort, and investment is riding on a home inspection. Home owners deserve the services of licensed home inspectors.

The way it was in home inspection

Divorce-Related Home Inspections

It is not only home buyers who need a home inspection. As well, home owners in the process of divorce need the services of a home inspector. Determining home value depends on the structural condition of the home. Many home inspectors list divorce-related inspections among their services.

Home Inspections during Divorces

Getting A Divorce? Are You Getting A Home Inspection?

Image courtesy of pjmhome.com

Tips and Advice for Home Buyers and Sellers

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