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Sep 20

Fall Home Show

by Mary Teresa Fowler
With the official start of autumn shortly upon us, home fall shows are showing up everywhere and these annual events draw huge crowds. Some things about fall home shows always stay the same. You are bound to see warm touches and shades of pumpkin. Yet every fall season brings a new and bountiful crop of home décor trends. Surprisingly, some fall home shows even emphasize spring designs. Spring in Fall People who look at home furnishing... [More]
Sep 17

Home Sales – Rise and Fall

by Mary Teresa Fowler
Depending on your location, home sales experienced a rise or a fall in August. Within the US, California saw an all-time low while British Columbia, Canada, had a temporary increase in home sales. California experienced a drop in many areas of real estate. California, US – Fall in Home Sales Home sales in California fell 2.7% from July. That drop in one month seems small compared to other statistics. Home sales fell 20% from June-July 2... [More]
Sep 15

Fun Money-Saving Tips for Home Owners

by Mary Teresa Fowler
Magazines and television shows are packed with money-saving information for  homeowners. The trouble is that most people do not act on the advice. Generally, the necessary changes take too much effort or don't make any significant difference. Of course, every banker will tell you that if you look after the pennies, the dollars will look after themselves. Home owners understand the theory but putting it into practice is another story. Peop... [More]
Sep 13

Women and Personal Finances

by Mary Teresa Fowler
"Between 70% and 80% of advisers are men, and many veterans have built careers serving a mostly male clientele." In today's enlightened society, it is easy to forget that, once upon a time, women did not even have the right to cast a vote. Of course, the general consensus is that the modern woman has moved far beyond that point. No doubt, there is no disputing the shift in direction and change of attitude towards gender. Yet while women have a... [More]
Sep 10

Did The HAMP Need A Modification?

by Mary Teresa Fowler
Obama's Home Affordable Modification Program was supposed to make things better for financially-strapped homeowners. The idea was to modify the terms of their original mortgages so that they could keep their homes. They could look forward to more favorable arrangements such as lower monthly payments – maybe even more than 50% of the original amount. Yet it seems that the Home Affordable Modification Program (HAMP) needed its own modifica... [More]
Sep 8

How To Add Value To Your Home

by Mary Teresa Fowler
Every home owner should keep up-to-date regarding the value of their home. Today's worth is not necessarily last year's value or even last month's worth. Whether home owners have moved in recently or are planning to move out soon, they should be aware of home value. The market - in the immediate neighbourhood and the marketplace at large - affects home value. A home owner is stuck with that reality to a point. Yet home owners can take things i... [More]
Sep 6

Creating The Perfect Study Space

by Mary Teresa Fowler
It's that time of year again – back to school! Suddenly your home needs an extra space that wasn't so important during summer vacation. Learn how to create the perfect study space for every busy student. 6 Steps to the Perfect Study Space 1. Suit the Student  The student will determine the type of study space. Although most study spots share certain basics, a teenager's space will be different from the study space for a young chil... [More]
Sep 3

Pending Rise

by Mary Teresa Fowler
According to the National Association of Realtors, US pending home sales rose 5.2% in July compared to June. The statistics refer to contracts signed during July. Usually such contracts take 1-2 months to become closed deals. "We should be seeing more sales with financing so cheap," Larson said. Index of pending home sales rises 5.2% Some experts do not think that the rise is very impressive but, nevertheless, the increase was a pleasant sur... [More]
Sep 1

Bubble or No Bubble

by Mary Teresa Fowler
"A 15 per cent to 40 per cent crash in prices, depending on the market -- with Vancouver and the Lower Mainland most at risk - is now a certainty," Turner told ctvbc.ca." Conflicting reports came out recently about the Canadian housing market. Is a real estate bubble about to burst or is there even a bubble in the first place? The answer varies depending on the source. The Canadian Centre for Policy Alternatives (CCPA) believes in the bubble b... [More]
The best way to celebrate Labour Day is to do as little work as possible – in other words – celebrate the fruits of your labour. It can take little effort to throw a party to end the easy living of summer with a final blowout. Revitalize yourself for the new season. Get ready to face the remainder of the work year. How to Have A Labour Day Party Shed Some Light On The Subject Anyone can create their own unique set of part... [More]

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